Uses Cases

Nubank Adds “Top-Up from Europe” Button — No License Needed

Via Belmoney RaaS

Who benefits from our service?

Nubank, Brazil’s largest digital bank, serving millions of Brazilians at home and abroad with a focus on user experience and innovation.

Problem:

Millions of Brazilians live and work in Europe. Today, they send money home through apps like Wise, Remitly, Western Union — and not through Nubank.

➡️ Nubank loses the transaction volume and the client relationship to third-party remittance apps.

Opportunity:

Allow Brazilians in Europe to send money directly into their Nubank account — through a simple “Top-Up from Europe” button inside the Nubank app.

Solution:

Belmoney RAAS

Belmoney enables Nubank to:

Add a “Recharge from Europe” feature directly in the Nubank app

Accept payments from Europe via SEPA, iDEAL, Bancontact, EU cards

Use Belmoney’s EU license, compliance, and infrastructure — no license needed from Nubank

Handle the full remittance flow, from Europe to Brazil, with API-based integration

How it works

1
Step 1

João, a Brazilian living in Portugal, opens the Nubank app

2
Step 2

He taps “Top-Up from Europe”, selects €100

3
Step 3

Pays via SEPA or card — no need to leave the app

4
Step 4

R$ arrives in his Nubank account in minutes

João, a Brazilian living in Portugal, opens the Nubank app

He taps “Top-Up from Europe”, selects €100

Pays via SEPA or card — no need to leave the app

R$ arrives in his Nubank account instantly

Benefits for Nubank

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    Retain remittance flows inside the Nubank ecosystem

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    Boost account balances and user engagement

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    No need to get a European license

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    Compete directly with Wise, Remitly — from your own app

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