CHALLENGES:
BELMONEY SOLVES THIS WITH RaaS:
HOW IT WORKS: OPERATIONAL TRANSITION WITH RaaS
MARKET DATA:
- Gig economy growth: $455 billion in volume by 2024
- Traditional cross-border payment costs: up to 10% per transaction
- Demand for real-time payout: growing 28% year-over-year, according to Juniper Research
- Current Belmoney coverage: EU, UK and Switzerland
BUSINESS CASE WITH MARKET DATA:
Licensing & Compliance with Belmoney
- PSD2 license
- Official EBA registration – see here
- Native KYC/KYB
- Full compliance with AML, GDPR
- Segregated funds and auditable infrastructure
Financial Model Cost
- No legal entity required in the EU
- Volume-based fees with tiers to improve scalability
- Ability to monetize via:
-
- FX Spread
- Fees per transaction
- Conversion margins
- Pre-integrated components: payment gateway, acquirer, automated reconciliation, automated reporting
GEOGRAPHIC COVERAGE
✔️ European Union
✔️ United Kingdom
✔️ Switzerland
✔️ Norway, Iceland, and Liechtenstein (EEA)
ADDITIONAL BENEFITS
- Reconciliation dashboard + T+1 settlement
- Access to FX and integrated bank settlement
- Regulatory scalability without license expansion
