What is Belmoney?
FAST. COMPLIANT. SCALABLE.
We provide the regulated rails, API infrastructure, and compliance stack you need to operate legally across Europe while you focus on growing your brand and user base.
The Problem Every
Cross-Border Fintech Faces
Regulatory Shutdown Risk
Operating without proper European licenses puts your entire business at risk. One regulatory inquiry and your operations could be frozen overnight.
Fragile Partner Dependencies
Relying on informal agents or unstable intermediaries creates operational vulnerabilities. Your reputation suffers when partners fail to deliver.
Banking Onboarding Nightmare
Getting approved by European banks without local licenses is nearly impossible. Months of back-and-forth, rejected applications, and mounting frustration.
Compliance Bottleneck
Building PSD2-compliant infrastructure takes 12-24 months and costs hundreds of thousands of euros. Your growth plans sit on hold while competitors move forward.
How Belmoney RaaS Works
Initial Partnership Review
We evaluate your business model, compliance posture, and technical readiness. Quick qualification call to ensure mutual fit and discuss your specific use case.
API Integration & Testing
Your developers integrate with our RESTful API. We provide comprehensive documentation, sandbox environment, and technical support throughout. Most teams complete integration in 2-4 weeks.
Compliance Setup
We configure your KYC/AML flows within our regulated framework. Your branding stays front and center while we handle the regulatory heavy lifting behind the scenes.
Banking Rails Activation
Access our established SEPA connections and payment infrastructure. No need to fight for banking relationships 4 you’re operating under our license and existing partnerships.
Go Live Across EEA
Launch your service across all European Economic Area markets. Start processing transactions with full regulatory coverage in 30-45 days from kickoff.
How Belmoney RaaS Works
Enable your users to send money from anywhere in the world into European bank accounts. Provide competitive exchange rates and fast settlement while maintaining full regulatory compliance across the EEA.
Expand your wallet’s functionality into European markets. Allow users to receive funds, make payments, and hold balances in EUR with the backing of a fully licensed European payment institution.
Build or expand payout capabilities for gig economy platforms, marketplaces, or disbursement services. Process bulk payments to European contractors, suppliers, or service providers efficiently and compliantly.
Enable your bank to launch international transfers inside your own app — without building EU licensing or compliance infrastructure. Offer a seamless customer journey, better unit economics, and faster go-to-market backed by a fully regulated European payment institution.
Your brand at the forefront. Our infrastructure behind the scenes.
Become a leader in international transfers with regulated, secure, and scalable support.
General FAQ
Common questions
Find answers to the most common questions about our services and solutions.
No. That’s the entire point of our RaaS model.
You operate under Belmoney’s Belgian payment institution license. We provide the regulated infrastructure, so you don’t need to obtain your own license or build a compliance team from scratch.
Most partners complete technical integration in 2-4 weeks, with full go-live (including compliance setup and testing) achieved in 30-45 days from initial kickoff. Timeline depends on your technical resources and complexity of your use case.
We provide RESTful APIs with comprehensive documentation, SDKs, and sandbox environments. Your developers will integrate endpoints for user onboarding, KYC checks, transaction initiation, and status monitoring. Technical support is available throughout.
Belmoney manages the compliance infrastructure, but the process is seamless for your users. We provide the KYC/AML flows that run under your brand. You collect user information through your app, and we process it within our regulated framework.
All 30 countries of the European Economic Area: the 27 EU member states plus Iceland,
Liechtenstein, and Norway. Our Belgian license provides full passporting rights across the entire EEA.
Pricing is customized based on your transaction volumes, use case, and specific requirements. We operate on a usage-based model rather than large upfront licensing fees. Contact us for a detailed quote tailored to your business.
