# Belmoney > European remittance infrastructure delivered as a service. Belmoney provides > Remittance as a Service (RaaS) and Banking as a Service (BaaS) through a single > white-label API, letting banks, wallets and payment apps offer cross-border > payouts under an EU licence without holding one themselves. ## Products - [RaaS, Remittance as a Service](https://bel.money/raas/): white-label cross-border remittance under Belmoney's EU licence - [BaaS, Banking as a Service](https://bel.money/baas/): embedded banking services through the same API - [Payment Orchestrator](https://bel.money/payment-orchestrator/): routing and orchestration across payout providers - [Banking and Treasury Services](https://bel.money/banking-treasury-services/): accounts, FX and treasury management - [Hub](https://bel.money/hub/): the operations dashboard for the platform ## Who it is for - [Banks](https://bel.money/banks/): how banks add remittance without building the rails - [Money transfer operators](https://bel.money/mto/): for MTOs that need reach, licensing or both - [Fintechs and neobanks](https://bel.money/fintech-neobank/): adding cross-border payments to an existing product - [Super apps](https://bel.money/super-apps/): embedded payments inside multi-service platforms - [Developers](https://bel.money/developers/): the technical view of what integration involves ## Use cases - [Global payout through a single API](https://bel.money/use-case/global-payout-via-single-api/) - [Remittance companies without an EU licence](https://bel.money/use-case/remittance-companies-without-eu-license/) - [Mobile wallets](https://bel.money/use-case/mobile-wallets/) - [Local bank apps](https://bel.money/use-case/local-bank-apps/) - [Local payout networks](https://bel.money/use-case/local-payout-networks/) ## Reference - [RaaS compared to PSD2](https://bel.money/raas-vs-psd2/): the difference between operating under your own licence and under Belmoney's - [Covered countries](https://bel.money/covered-countries/): corridors and payout destinations served - [Documentation](https://bel.money/documentation/): API and integration documentation ## Company - [About us](https://bel.money/about-us/) - [Blog](https://bel.money/blog/): a running newsletter on cross-border payment infrastructure, stablecoin rails and instant settlement - [Careers](https://bel.money/careers/) - [Contact](https://bel.money/contact/) - [Privacy policy](https://bel.money/privacy-policy/) - [Terms and conditions](https://bel.money/terms-and-conditions/) ## Contact Contact form at https://bel.money/contact/