Banking & Treasury Services

Open IBANs, convert currencies at competitive rates, and settle in fiat or stablecoins — from a single PSD2-licensed partner.

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Compliance

PSD2 Licensed

NBB Supervised · EEA

Coverage

3 Currencies

NOK, SEK, DKK

Network

SWIFT

Cost pass-through · Zero markup

Digital Assets

Stablecoin Settlement

USDT · USDC · Wallet infra

Our relationship

Full treasury infrastructure.

Belmoney opens dedicated IBAN and virtual accounts for business clients and manages multi-currency FX conversion, liquidity, and settlement — including stablecoin rails for partners.

No correspondent banking overhead. No spread surprises.

Virtual IBAN

Dedicated accounts. Automatic reconciliation.

Receive in your client's name. Every inbound payment attributed to the right counterparty — reconciliation built into the data feed. Scalable from a handful of accounts to thousands.

Unique IBANs per client or entity

Multi-currency inbound

Real-time attribution

Scalable infrastructure

FX Conversion

Multi-currency FX with transparent markup.

Convert between NOK, SEK, DKK and EUR/USD with a clear, agreed markup. No hidden spread. The rate you see is the rate you get. Aligned with your operational calendar.

Spot conversion across major and Nordic currencies

Transparent pricing before you commit

Inflow and outflow fees on volatile corridors

Dedicated account team support

Network

Global rails. Local settlement.

SWIFT and SEPA costs invoiced as pass-through — no margin added on network fees. Payments routed through local rails wherever possible for faster settlement and lower cost.

Instant and Credit Transfer

SWIFT for international corridors

Bulk payment processing

Real-time tracking and status updates

Stablecoin Settlement

Stablecoin settlement for regulated partners.

Digital wallet infrastructure and stablecoin settlement available for fintechs and payment operators. Bridge between regulated fiat rails and on-chain liquidity — from the same licensed partner.

USDT / USDC settlement support

Digital wallet infrastructure

Fiat ↔ stablecoin conversion

Compliant, auditable flow

No surprises. No hidden fees.

Account fees

Monthly fee per IBAN or virtual account issued

FX markup

Agreed spread on conversion

Network costs

SWIFT invoiced at cost, zero margin added

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Built for businesses that move money at scale.

Importers & Exporters

Multi-currency invoicing, FX conversion, and supplier payments without bank overhead.
Fintechs & Wallets

Virtual IBANs and stablecoin rails for product-level treasury.
Payment Institutions

Liquidity management and FX conversion as a service.
Crypto-Native Operators

Compliant fiat on/off-ramp with stablecoin settlement infrastructure.